Welcome to Credit Terms..

This is the platform for credit facts. Join us to reach people who require better information. If you have the right information and experience share it with us and be a credit doctor yourself.

Every day of our lives consist of financial transactions like purchasing of goods on the credit card, paying pending bills, school fees etc. Money is hard earned and therefore cannot be misused. It necessitates practical decisions. Our site consists of various information on credit and the related terminologies.

Credit is not a mere piece of plastic but requires a lot of practical knowledge and outlook, lack of which results in knee deep debt. If you do not know your rights then you do not have any rights as well. Therefore be prepared for the unforeseen. Share your knowledge with us or simply collect information for your own benefit.

Popular Articles

4 Myths and realities of protecting credit history

Everyone is aware of the fact that a good score helps in taking out loans at favorable terms and conditions. However, many of you have certain misconceptions regarding what is good for your credit history or score and what doesn’t. It is advisable that you clear your misconceptions so that you can follow the right steps to raise your score. This article deals with some common myths and realities of protecting credit history and raising your score. [...]

Disputing credit report errors – Facts you must know

Your credit report holds all the important information about you. You find the details of payment of your bills, whether or not you have ever been arrested, where you live and what you do. The information is given to the creditors or employers by the credit reporting companies who in turn use it to evaluate your application for insurance, mortgage or employment. Therefore, you should dispute your credit report errors and maintain a clean record. [...]

Best Way to Apply for Credit Cards is Online

Apply credit cards with numerous banks that defer credit cards comforts. Now, there have been many online sites of credit cards requesting to business that need credit cards for shopping, online booking, and many others. It provides credit cards focus to browsers as well as present capitulation facility. Here we can crop your preference of some-more than 100 credit cards services . Through online application we can examine dozens of credit cards that [...]

Credit Card Debt Relief

Credit cards have become costlier. Interest rates are as high as 29%. The minimum payment amount has also increased. To add to the troubles, credit card fees have increased too. The credit limits have been lowered. The changes have caused much heartburn to consumers and credit cardholders are almost wrestling to get credit card debt relief. [...]